It all started with a wish to help
- XTransfer was established to address the challenges faced by SMEs in accessing cross-border payment solutions. Due to the compliance concerns and system constraints of traditional bank, SMEs faced significant hurdles in accessing international financial services, struggling with hefty fees for international money transfers and currency exchanges, often coupled with poor service.
- Our founder was frustrated by the fact that SMEs, a crucial part of global economy, had limited access to tailored financial services from traditional institutions.
- Motivated by a strong desire to help these businesses, he decided to leave his previous role and venture into uncharted territory. After countless hours of brainstorming and passionate discussions, he assembled a dream team of industry veterans. This marked the start of XTransfer’s story, which has since grown to become a unicorn with over 3,000 staff members.
Our mission
Making SME financial services simple and accessible
XTransfer today
XTransfer has developed a comprehensive global payment platform, underpinned by data-driven, automated, and intelligent risk management and anti-money laundering infrastructure.
Our extensive network of local teams now serve over 800,000+ cross-border traders around the world.
As world's No.1 B2B cross-border trade payment platform, we have earned the trust and support of visionary investors and world-renowned partners.
Our investors
Our licenses
Our milestones
2025
JUN
: Obtained Payment Business Permit (License) in China
MAY
: Obtained EMI License in Netherlands
JAN
: Obtained MPI License in Singapore
Interested in making a difference with us?
Join our vibrant team of professionals across the globe or become our partner in your local market.
Explore career opportunities
Partner with us
Where to find us
Chinese Mainland
Hong Kong SAR
U.S.
U.K.
Singapore
Indonesia
Brazil
Netherlands
Mexico
Nigeria
Vietnam
South Africa
Malaysia
Shanghai Headquarters:
26th Floor, Wanshuo Building, 198 Jingzhou Road, Yangpu District, Shanghai, China
Hong Kong SAR:
704, Champion Tower, 3 Garden Road, Central, Hong Kong SAR
United States:
20th Floor, 14 Wall Street, New York, NY 10005, United States
United Kingdom:
Henry Wood House, 4-5 Langham Place, London W1B 3DE, United Kingdom, CV34 5LB
Singapore:
96 Robinson Road #17-04, SIF Building Singapore 068899
The Netherlands:
Tribes Amsterdam South Axis SOM, Claude Debussylaan 7, 1082 MC Amsterdam, The Netherlands
Mexico:
Blvd. Miguel de Cervantes Saavedra 169, Granada, Miguel Hidalgo, 11520 Ciudad de México, Mexico
Malaysia:
Level 5, Tower 7, Avenue 5, The Horizon, Jalan Kerinchi, Bangsar South, 59200 Kuala Lumpur, Malaysia
Indonesia:
Wisma SSK, Jl. Daan Mogot No.11, Jakarta 11710, Indonesia
Nigeria:
Buildings A & B, 724 Umaru Dikko St, Jabi, Abuja 900108, FCT, Nigeria
Brazil:
Eureka Coworking, Av. Paulista, 688, Bela Vista, São Paulo - SP, 01310-100, Brazil
Vietnam:
Rooms 22-24, 4th Floor, IMC Tower, 62 Tran Quang Khai, Tan Dinh Ward, District 1, Ho Chi Minh City, Vietnam
South Africa:
Office 07B1, Sinosteel Plaza, 159 Rivonia Road, Morningside Ext, Sandton, 2146, South Africa