How do I purchase and redeem wealth management products?

When making a purchase, you can either use your USD or CNY balance in your receiving account to purchase wealth management products directly, or you can first move money from your receiving account to your dedicated wealth management account (this usually takes about 2 hours) and then use the funds in your wealth management account to purchase fund products.

When you want to redeem, you have two options: either send the funds directly to your receiving account, or first put them into your wealth management account before transferring the funds to your receiving account. Please check the specific wealth management product details page for the time it takes for funds to arrive in your wealth management account. Transfers from your wealth management account to your receiving account are instant.